Conditions of Use

1. General

1.1. You are hereby invited to access the Lumen Fundex (the "Website")

Our email info@lumen-fundex.com

1.2. This website provides information about third-party platforms (“Third-Party Platforms”) for trading (the “Services”)

1.3. These Terms govern your (“You,” “Your,” or “User”) access to the Website and Services. Before accessing the Services, you must read these Terms carefully. They constitute a legally binding agreement between you and the website owner. To use the Website, you must accept the Terms in full; otherwise, do not use the Website. The Terms may be amended from time to time.

These terms include our Privacy Policy. By accepting these terms, you agree to the Privacy Policy. (You can read the Privacy Policy here).

2. Eligibility

2.1. If you comply with these terms and conditions, the website will be available to you.

2.1.1. Minimum age is 18 years

2.1.2. You may sign these Terms and Conditions.

2.1.3. The laws of the country where you reside or access the services do not in any way prevent users from using the website or any of its services.

2.2. We make no guarantees, representations, or warranties regarding the legality or use of the services or the website by any individual. We are not liable for any unlawful use of the website or the services by any user.

3. Regions with Restricted Access

3.1. Without limiting the scope of the information provided, we reserve the right to restrict access to the Services and/or the Website (or any portion thereof) to: (i) Users residing in restricted areas (the “Restricted Territories”) and (ii) Users we believe pose regulatory, legal, or reputational risk.

3.2. We may also require additional terms before accepting users who are citizens or residents of certain countries. If users travel to restricted areas, the Website or Services may be temporarily unavailable or blocked.

4. Prohibited activities

4.1. You agree to use the Site and Services respectfully and not to:

4.1.1. You may access our website, but you must not use it to download, upload, share, publish, transmit, or send: (a) information or materials that infringe intellectual property, privacy, or other rights; (b) content whose publication or distribution is prohibited due to threats, harm, insults, defamation, slander, or racism; (c) information containing viruses or other software that may damage our systems or those of third parties, or that blocks or restricts other users from accessing the website; (d) any information or materials that violate any law; or (e) information or materials containing advertisements or other content without our prior written consent.

4.1.2. Alter or remove any attributions, legal notices, labels, or other proprietary designations belonging to this website.

4.1.3. Access to the services may be obtained through any interface other than the website.

4.1.4. Do not interfere with other users' use of the website or services

4.1.5. Employing bots or other automated means to gain access to the site and/or its services.

4.1.6. You may not upload, transmit, or attempt to upload any content that actively or passively uses data collection or transmission mechanisms—such as web beacons, cookies, or spyware—without our express permission.

4.1.7. Engage in “framing,” mirroring, or any other technique to replicate the appearance or functionality of the services.

4.1.8. You may not violate any applicable laws or regulations, nor encourage any illegal activity, including trademark infringement, copyright violations, defamation, privacy breaches, identity theft or hacking, or the distribution of counterfeit software;

4.1.9. You are permitted to modify or alter the source code of this website. You may also upload applications or software that could damage the website or another person.

4.1.10. You may not disassemble, decompile, or reverse engineer any technology or software on the website or used to provide the services.

4.2. These terms supplement, and do not limit, any rights we may have. If we determine that your use of the Site violates these terms or any applicable law, we may monitor your use of the Site or Services, restrict or block your access, disclose your activity on the Site to third parties, or take any other appropriate measures to protect the rights and property of third parties.

5. Intellectual Property Rights

5.1. The website's content, including video-related materials such as text, images, logos, sounds, designs, trademarks, and other materials, is protected by our and third-party intellectual property rights.

5.2. All rights, title, and interests in the services and the website belong to us. Aside from the rights to use the services and the website in accordance with these terms, a user's use of the services and the website does not grant them any intellectual property rights.

5.3. The Website and/or the Services may be accessed by users solely for personal, non-commercial use.

5.4. You must not allow anyone to modify, reverse engineer, decompile, or copy the Services or the Website, or to create derivative works, sub-license, or rent them.

6. Limitation of Liability

6.1. You are responsible for your use of the Website and Services. We provide no warranties, whether express or implied, regarding the Website, the Services, or your use of them, including implied warranties of quality, merchantability, fitness for a particular purpose, non-infringement, usability, accuracy, completeness, timeliness, or prompt delivery. The content and functions available on or through the Website are provided “as is,” “as available,” and “with all faults.”

6.2. We are not liable for any errors, omissions, or inaccuracies in the information on the website. We are not responsible for any disruptions or interruptions of transmissions to or through the services.

6.3. We will indemnify you for any loss, whether directly or indirectly incurred by you or any third party, arising from use of the website or services. You remain responsible for any decisions made in reliance on information on the website and/or in the services.

6.4. We are not liable for any loss or damage, whether direct or indirect, incurred by you or any third party. This includes any loss of income or data resulting from your use of the site and/or services. This limitation of liability applies to the fullest extent permitted by law in the applicable jurisdiction

6.5. We assume no responsibility for any technical issues involving Internet or telephone lines, computer service providers, system servers, or any hardware, including outages or disruptions. We are not liable for any use of the Internet.

7. Content and Services Provided by Third Parties

7.1. While using the services, you may encounter third-party content and services. This may include advertisements or reviews of third-party platforms.

7.2. We are not responsible for any referenced information or products. They may not be current or up to date at all times.

7.3. We recommend that you verify the accuracy of all information before making any decisions. You are responsible for all decisions and actions you take based on such information.

8. Links

8.1. This site includes advertising as well as content. Certain materials are accessible via third-party websites (“links”). Please be mindful of this before downloading, relying on, or accessing any information, software, or other materials from those sites, or before completing any purchases or transactions. These links are provided solely for user convenience. We are not responsible for any loss or damage arising from the use of, or reliance on, any information, products, or services made available through third-party websites or programs.

8.2. The inclusion of hyperlinks on this website does not imply our endorsement, authorization, affiliation, or any other form of approval of the linked websites, their software, or their administrators.

8.3. We have not reviewed every link and are not responsible for any third‑party websites or software referenced. Before using, relying on, or purchasing anything from such websites or applications, please exercise caution. We will not be liable for any damage or loss arising from the use of, or reliance on, any products, information, or content available through other websites.

8.4. You are responsible for reviewing the terms and policies of any websites operated by third parties. We strongly recommend that you read them before interacting with third-party websites.

9. Miscellaneous

9.1. We may change, suspend, or discontinue our services at any time. Such changes will not adversely affect you, and you may not assert any claims against us.

9.2. We may amend these Terms at any time. We will notify you by publishing the most current version and updating the date at the top. Any changes will take effect within a few business days. By continuing to use the website after the changes are posted, you are deemed to accept the revised Terms.

9.3. The User acknowledges and agrees that any information transmitted through the website does not create any relationship beyond what is expressly set out in these Terms.

9.4. These Terms and the Privacy Policy, as amended from time to time, constitute the sole binding agreements between us and the user, and any other promise, declaration, or agreement, whether oral or written, not included in the Privacy Policy is not legally binding on the parties.

9.5. Failure to exercise any right or power provided herein does not constitute a waiver of that right or power. Any single or partial exercise of a right does not preclude any other or further exercise of that or any other rights or remedies.

9.6. If a court of competent jurisdiction declares the relevant provision invalid, that provision will be cancelled. The remaining terms will be interpreted and applied as though the exclusion had been in effect, and enforced according to their terms. In doing so, the terms will be construed in line with the court's ruling and the intended purpose and meaning of the exclusion clauses.

9.7. These Terms allow third-party partners to assign or transfer their rights and obligations in full. Third-party operators may manage the website and all of its services without limiting the foregoing. You are not permitted to assign or transfer your rights or obligations under these Terms.